According to newly-released numbers from the Insurance Information Institute , companies paid $9.1 million for dog bite injuries to other dogs, as well as people. While some dogs are less likely to bite than others insurance companies say never assume your dog will never bite. “More than half of all dog bites occur to small children,” explained Kenton Brine of Insurance Claims Advice Opinions the Northwest Insurance Council. Small kids are the most common dog bite victims because children can’t always tell when it’s not okay to play or pet. Seniors are also vulnerable. Other common dog bite situation include accidents outside the home where people are walking their dog and the animal either injures another dog or a person. Delivery people and strangers approaching the home are also common dog bite victims. In fact, online shopping is linked to a huge spike in dog attacks against postal and package delivery workers. If you take your dog to a dog park, that’s another top situation under which dog bites occur. “The average claim, according to the data is about 33 thousand dollars,” said Brine. As part of Dog Bite Prevention Week , insurance companies say if you have a dog, make sure it’s properly trained and socialized.
It can be helpful to sit down with your parents and review these items. If they dont have anestate plan, your inheritance could be redirected to the IRS, and you may face hefty attorney fees to settle their finances. Talk with your parents about how they intend to divide up their assets amongst their loved ones. Meet with an estate attorney to put a plan in place to make things easier on your family in the future. Dividing an inheritance evenly may sound easy, but what if you wanted to sell your parents house but your sibling doesnt want to part ways with it for sentimental reasons? If you are receiving a large inheritance and you cant come to an agreement with your siblings, what happens next? Its possible you could see yourself in court fighting against them. Its important to have these open conversations early on to avoid conflict in the future. Your parents should have an estate plan that is up-to-date and that clearly outlines their legacy intentions. (For related reading, see: Estate Planning: 16 Things to Do Before You Die .) Do They Have Long-Term Care Insurance?
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